WaterStates specializes in helping our clients save time, effort and money by simplifying their financial problems by being the "Lighthouse" that guides you into safe harbors during a financial storm; providing a safe haven for you and your family's finances.
Life is like 18 holes of golf. On the Front 9 you accumulate wealth and on the Back 9 you take it out.....and, while not everyone will live to 90, we are living longer in retirement than our prior generations. As a result preparing for the Back 9 needs to be a priority in our life.
On the golf course, players carry three types of clubs in their bag: Woods, Irons, and a Putter. Before each shot, they select the type of club to use, based on the conditions and distance required for the next shot. Irons are used primarily for approach shots, the Putter is used on the green and Woods are used for distance shots.
Imagine a moment asking a PGA pro to play 18 holes with only Irons, and a Putter, or Woods and Irons? By restricting their tools, their golf score will suffer. Professionals that recommend one strategy to their clients are restricting their options, and just like the golfer performance will suffer too.
At WaterStates we think of Financial Planning as a map of the course, a way to get from here to there in a designated time with the fewest detours and hazards. Back 9 planning is a process, rather than a one time event. As situations change your life course, you need a flexible strategy to see you through.
Financial planning is a long-term process of wisely managing your finances so that you can achieve your goals and dreams, while at the same time carefully negotiating the financial barriers that inevitably arise in every stage of life, especially through life's many transitions.
A good caddie understands and anticipates likely hazards and helps you maneuver the course to your success. Undoubtedly, you have numerous life events that require careful Financial Planning: the birth of children/grandchildren, a new job, health concerns, a change in marital status, the sale or purchase of a home, the sale or purchase of a business, retirement, and more.
Every client is unique. There is not a single product that meets the needs and wants of everyone. Once we understand your individual financial goals, your priorities, your resources, your risk tolerance and lifestype, we can offer you options for a realistic and balanced plan to meet your needs. Our products offer security, flexibility, growth potential and income options.
Our Company Goal is to: "Fire-Proof" family and business finances. On October 9, 2007 the Dow Jones Industrial Average closed at 14,164. On October 10, 2008 it closed at 8,451, down 40 percent from one year earlier. What market risk really means is the potential for big losses piling up in a hurry. Consumers are concerned about the riskiness of investing going forward and they are looking for a safe haven. We offer an efficient and positive solution that creates good customer experiences while providing consumers a quick way to obtain product information.
The usual definition of safe money is money you cannot afford to lose. This site defines a safe money place as one where your principal is protected from loss as long as you follow the initial guidelines, and if you do decide to take your money and leave, you know pretty much what leaving early will cost. The opposite is a risk money place where if you decide to take your money you don’t know what you will get back. It could be more than you put in – risk money places offer the potential for much higher returns than safe money places – but it could also be less than you started with or even zero.
Now is the time to be very open with your financial caddy, (aka financial advisor); share your excitement and concerns about the back 9. Using an integrated, personalized approach we call Financial Life Planning we can help you become economically prepared for these events by serving as your sounding board, mentor and financial coach, every step of the way.
Our Company offers the most competitive products from the highest-rated institutions available. When we do case designs for our clients, we use all the tools in our bag, just like the golfer, so you can be confident that our competition does not have something better to offer.
WaterStates Wealth Accumulation, Wealth Management and Wealth Preservation Services ensures that we simply will not be beat by our competitors companies. A realistic and well thought out strategy that's periodically re-evaluated will have you feeling confident and happy and most importantly finanically secure throughtout the Back 9.